Companies assess the risk of portfolios to buy or sell

This use case asses the risk of portfolios

Situation: Company turns to Equifax to help it assess the risk of portfolios it is considering for purchase or sale.

Challenge

A company wants to proactively assess the risk of portfolios it is considering for purchase or sale.

The company wants to gauge customers in the portfolios in terms of negative account events, loss of income, and risk of non-payment.

Solution

Equifax provides updated credit attributes including verified employment and income data for the customers in the portfolio. 

With the Premium Customer Portfolio Review (CPR) solution, the firm can assess the portfolio in terms of:

  • Past and present credit performance and behaviors such as late payment trends, bankruptcy or recent collection filings

  • Change in employment status or rate of pay

Outcome

By applying Premium CPR to portfolios, the company is able to:

  • Better assess the value of portfolios for purchase or sale

  • Identify the preponderance of at-risk customers in the portfolio

  • Understand the future trajectory of accounts in the portfolio

Results may vary based on actual data and situation.

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