By applying financial durability measures across the portfolio, lenders can better identify accounts to FLAG FOR POSSIBLE DELINQUENCY – even among accounts with the same credit score.
Key Benefits for lenders:
- Better identify accounts that may be more likely to become delinquent
- Monitor seemingly low risk accounts, but that are less likely to have financial resources to meet commitments
- Identify delinquent accounts that are more likely to become current again
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Data is for illustrative purposes only. Results may vary based on actual data and situation. Financial durability measures were not developed or intended to be used for the extension of credit to any individual, nor may they be used for purposes of determining an individual's creditworthiness or for any other purpose contemplated under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq.
